Last Updated: January 2012
PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. BY ACCESSING OR USING A SMART HORIZONS WEB SITE, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO ALL OF THESE TERMS, DO NOT USE THIS WEB SITE.
These terms and conditions of use ("Site Terms") apply to the use of this web site (the "Site"), and do not alter in any way the terms or conditions of any other agreement a user may have with Smart Horizons, its subsidiaries or affiliates. If you are using the Site on behalf of any entity, you further represent and warrant that you are authorized to accept these Site Terms on such entity's behalf.
This Site is owned by Smart Horizons. Unless otherwise indicated, all of the content featured or displayed on this Site, including, but not limited to, text, graphics, data, photographic images, moving images, sound, illustrations, software, and the selection and arrangement thereof, is owned by Smart Horizons, its licensors, or its third-party image partners. All elements of the Site are protected by copyright, trade dress, moral rights, trademark and other laws relating to the protection of intellectual property.
This Site and its content are intended for customers or potential customers of Smart Horizons. You may not use this Site or its content for any purpose not related to your business with Smart Horizons. You are specifically prohibited from downloading, copying, or re-transmitting any or all of the Site or its content. The use of data mining, robots, or similar data gathering or extraction methods is also prohibited. You may not manipulate or otherwise display the Site or its content by using framing or similar navigational technology. You may not use the Site or its content other than for its intended purposes. Such unauthorized use may also violate applicable laws including without limitation copyright and trademark laws, the laws of privacy and publicity, and applicable communications regulations and statutes. By using this site, you agree to comply with all applicable laws and regulations, including, without limitation, those relating to the Internet, data, e-mail, privacy, and the transmission of technical data exported from the United States or the country in which you reside.
Smart Horizons Trademarks, the Smart Horizons logos, and any other product or service name or slogan contained in the Site are trademarks of Smart Horizons and its suppliers or licensors, and may not be copied, imitated or used, in whole or in part, without the prior written permission of Smart Horizons or the applicable trademark holder. You may not use metatags or any other "hidden text" utilizing "Smart Horizons" or any other name, trademark or product or service name of Smart Horizons without our prior written permission. In addition, the look and feel of the Site, including all page headers, custom graphics, button icons and scripts, is the service mark, trademark and/or trade dress of Smart Horizons and may not be copied, imitated or used, in whole or in part, without our prior written permission.
You may not use a Smart Horizons logo or other proprietary graphic of Smart Horizons to link to this Site without the express written permission of Smart Horizons. Further, you may not frame any Smart Horizons trademark, logo or other proprietary information, including the site content, without Smart Horizons' express written consent.
Smart Horizons makes no claim or representation regarding, and accepts no responsibility for, directly or indirectly, the quality, content, nature or reliability of third-party websites accessible by hyperlink from the Site, or websites linking to the Site. Such sites are not under the control of Smart Horizons and Smart Horizons is not responsible for the contents of any linked site or any link contained in a linked site, or any review, changes or updates to such sites.
The images and photographs displayed on any Smart Horizons Domain may be copyrighted material and used with permission from the following Image Providers: Getty Images, JupiterImages, ThinkStock, Wikimedia Commons, 123RF, and Smart Horizons. The use of this copyrighted material is in accordance with licensing agreements between Smart Horizons and its image providers. Downloading, copying, or otherwise reproducing this copyrighted material is strictly prohibited and in direct violation of our Image Providers' Terms of Service agreements. To read these agreements, please click on one of the following links:
Questions or comments about the Site or Site Terms may be directed to Smart Horizons at or by calling (800) 261-6248.
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